INITIAL NEEDS CHECK-LIST & QUESTIONS:
🗹 Paystubs: 30 days
🗹 2024 W2
🗹 2023 W2
🗹 2023 Tax Returns (if property owned; part-time or self employed)
🗹 2022 Tax Returns & W2s (if property owned; part time; contract work; or self employed)
🗹 Bank Statements - 60 days
🗹 Retirement Account - 60 days
🗹 Government I.D. - CDL I.D etc.
🗹 Social Security Card
🗹 Borrower Authorization Form
🗹 Credit Authorization Form
🗹 Employment Information form: 2 years
Questions:
🗹 How long have you lived at your current address?
🗹 How much do you pay for rent? If zero state zero.
🗹 Are you a U.S. Citizen, Permanent Resident Alien or are
you Authorized to work in the USA?
🗹 Have you had a foreclosure in the past 3 years?
🗹 Have you had a bankruptcy in the past 2 years?
🗹 Are you married/unmarried or widowed?
🗹 Do you own other properties?
🗹 Have you owned a property in the past 3 years?